BIC’s motor insurance cover is one of kind. We are able to cover:
• Scooters & Motorcycles
• Private Vehicles
• All types of commercial vehicles
• Motor Trade (vehicles in show rooms and garages)

Types of Cover available:
1. All Risks Cover: The policy covers damage to your own vehicle and any damage sustained to third parties.
2. Third Party Liability only policy. This covers your liability towards third parties or others. This includes any bodily
injury sustained by third parties and/or damage to third party property.

Additional optional covers include:
• Storm cover, more specifically flood, and damage.
• Windscreen cover – without affecting No Claim Discount
• Malicious Damage Cover.
• NIL depreciation on parts replaced with respect to partial losses for vehicles up to 5 years old.
• 10% depreciation on spare parts with respect to partial losses for vehicles above 5 years old.
• Agency repair for vehicles up to 5 years old.
• Gulf Assist (Car replacement maximum 5 days) within Bahrain losses, to the vehicles above 5 years old and Vehicle
assistance within Bahrain & KSA). Conditions apply.
• Towing charges BD.75/- each & every claim per vehicle
• Free extension of Own Damage cover on request for visits not exceeding 15 days to any GCC country.

The Policy may be extended to cover with paying additional premium of BHD.3.00/- only, to include personal accident insurance cover for a limit of BHD.10,000/- with Emergency Medical Expenses maximum of BD.100/- per event per person.