Buildings and their Contents including employee personal effects, stock-in-trade and up to 12 months’ rent payable by you are protected against the following risks
• Fire, Lightning and explosion
• Storm or flood ,wind or dust
• Escape of water, and leakage of beverages and mineral water
• Impact by aircraft or other aerial devices, or articles dropped from them
• Impact by any vehicle, animal, falling of branches, aerials, masts or satellite dish
• Theft of attempted theft and the threat of violence to the person
• Leakage of oil
Additional coverage at no extra cost includes
• Accidental glass breakage and damage to façade including the cost of temporary boarding up
• Accidental breakage of fixed signs
• Good in transit within the Kingdom of Bahrain
• Theft of keys and theft of security and communication equipment
• Freezer contents
• Cash registers and scales
• Automatic seasonal increases in sums insured on stock-in- trade during Ramadan(and the pre ceding 14 days),Eid Al Fitr, Eid Al Adha and the month of December
• Property covered whilst at Exhibitions
• Damage to landscaped Gardens caused by the emergency Services
• Cost of refilling Fire Extinguishers
• Architects and Surveyors Fees incurred following loss
• Debris Removal Cost incurred following loss
• Damage to underground cables and pipes
• Temporary removal of property
• Additional Transport cost following vehicle breakdown
In Addition
• Claims are settled on a new for old basis(excluding stock-in-trade)
• Automatic reinstatement of sums insured following a claim